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Title: Love Insurance. Author: Earl Derr Biggers.

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Earl Derr Biggers. WITH ILLUSTRATIONS BY FRANK SNAPPFirst published by Bobbs- Merrill Co., Indianapolis, 1.

This e- book edition: Project Gutenberg Australia, 2. Cover of first edition.

TABLE OF CONTENTSLIST OF ILLUSTRATIONSOUTSIDE a gilt- lettered door on the seventeenth. New York office building, a tall young man in a.

Why did he shiver in that coat? He shivered because he was. Because he was rattled, from the soles of his. Watch Stray Bullets Mediafire. Piccadilly hat. A painful. Meanwhile, on the other side of the door, the business of the.

American branch of that famous marine insurance firm, Lloyds, of. London—usually termed in magazine articles "The Greatest. Gambling Institution in the World"—went on oblivious to the. The shiverer, with a nervous movement, shifted his walking- stick. Though he is. not at his best, let us take a look at him.

Tall, as has been. London's taste, mild and blue as to. A handsome, if somewhat weak face. Very. distinguished—even aristocratic—in appearance. Perhaps—the thrill for us democrats here!—of the.

And at this moment sadly in need of a generous dose of. Eton. Utterly destitute of the Eton or any other brand, he pushed open. The click of two dozen American typewriters smote upon.

An office boy of the dominant New York race demanded. My business," said the tall young man weakly, "is with Lloyds. London."The boy wandered off down that stenographer- bordered lane. In a. moment he was back."Mr.

Thacker'll see you," he announced. He followed the boy, did the tall young man. His courage began. Why not? One of his ancestors, graduate of those playing. Waterloo. Mr. Thacker sat in plump and genial prosperity before a polished. Opposite him, at a desk equally polished, sat an. American of capable bearing.

For an. embarrassed moment the tall youth in fur stood looking from one to. Then Mr. Thacker spoke: "You have business with Lloyds?"The tall young man blushed."I—I hope to have—yes." There was in his speech that. Perhaps it is the golden spoon in their mouths interfering a. What can we do for you?" Mr. Thacker was cold and. Steadily through each week he.

Saturday morning. The visitor performed a shaky but remarkable juggling feat with. I—well—I—" he stammered. Oh, come, come, thought Mr. Thacker impatiently."Well," said the tall young man desperately, "perhaps it would. I am Allan, Lord.

Harrowby, son and heir of James Nelson Harrowby, Earl of Raybrook. And I—I have come here—"The younger of the Americans spoke, in more kindly fashion: "You have a proposition to make to Lloyds?""Exactly," said Lord Harrowby, and sank with a sigh of relief. Let's hear it," boomed the relentless Thacker. Lord Harrowby writhed in his chair."I am sure you will pardon me," he said, "if I preface. And if I add also that it should be known.

Mr. Thacker waved his hand across the gleaming surfaces of two. This is my assistant manager, Mr. Richard Minot," he announced. Mr. Minot, you must know, is in on all the secrets of the firm. Now, let's have it.""I am right, am I not," his lordship continued, "in the.

Lloyds frequently takes rather unusual risks?""Lloyds," answered Mr. Thacker, "is chiefly concerned with the. However, there are a number of. Lloyds, and these men have. It's all. done in the name of Lloyds, though the firm is not financially. Lord Harrowby got quickly to his feet."Then it would be better," he said, relieved, "for me to take my. Mr. Thacker frowned.

Curiosity agitated his bosom."You'd have to go to London to do that," he remarked. Better. give us an inkling of what's on your mind."His lordship tapped uneasily at the base of Mr. Thacker's desk. with his stick."If you will pardon me—I'd rather not," he said."Oh, very well," sighed Mr. Thacker."How about Owen Jephson?" asked Mr. Minot suddenly. Overjoyed, Mr. Thacker started up."By gad—I forgot about Jephson. Sails at one o'clock.

He turned to Lord Harrowby. The very man—and in. New York, too. Jephson would insure T. Roosevelt against another. Am I to understand," asked Harrowby, "that Jephson is the man.

Exactly," beamed Mr. Thacker. "I'll have him here in fifteen. Richard, will you please call up his hotel?" And as Mr. Minot reached for the telephone, Mr. Thacker added pleadingly: "Of. I don't know the nature of your proposition—""No," agreed Lord Harrowby politely.

Discouraged, Mr. Thacker gave up."However, Jephson seems to have a gambling streak in him that. Of course, he's scientific.

All. Lloyds' risks are scientifically investigated. But—occasionally—well, Jephson insured Sir Christopher. Conway, K. C. B., against the arrival of twins in his family. Perhaps you recall the litigation that resulted when triplets put. I'm sorry to say I do not," said Lord Harrowby. Mr. Minot set down the telephone. Owen Jephson is on his way.

Good old Jephson," mused Mr. Thacker, reminiscent. Why, some. of the man's risks are famous. Take that shopkeeper in the.

Strand—every day at noon the shadow of Nelson's Monument in. Trafalgar Square falls across his door. Twenty years ago he got to.

And every year since he has taken out a policy with Jephson. I seem to have heard of that," admitted Harrowby, with the. You must have. Only recently Jephson wrote a policy for the. Dowager Duchess of Tremayne, insuring her against the unhappy event. Italian villa. I understand a small fortune is involved. Then. there is Courtney Giles, leading man at the West End Road Theater.

He fears obesity. Jephson has insured him. Should he become too. Romeo roles, Lloyds—or rather Jephson—will. I am encouraged to hope," remarked Lord Harrowby, "that Mr. Jephson will listen to my proposition.""No doubt he will," replied Mr.

Thacker. "I can't say. Now, if I knew the nature—"But when Mr.

Jephson walked into the office fifteen minutes. Mr. Thacker was still lamentably ignorant of the nature of. Mr. Jephson was a small wiry man. One felt he. could watch the rain pour in torrents on the dowager duchess.

Courtney Giles' waist expand visibly before his eyes, the statue of. Nelson totter and fall on his shopkeeper, and never move a muscle. I am delighted to meet your lordship," said he to Harrowby. Knew your father, the earl, very well at one time.

Had business. dealings with him—often. A man after my own heart. Always. ready to take a risk. I trust you left him well?""Quite, thank you," Lord Harrowby answered.

Although he will. At his age—eighty- two—it is a. Mr. Jephson smiled."Still taking chances," he said. A splendid old gentleman. I. understand that you, Lord Harrowby, have a proposition to make to. Lloyds."They sat down.

Alas, if Mr. Burke, who compiled the well- known. Peerage, could have seen Lord Harrowby then, what distress would. For a most unlordly flush again mantled that British. A nobleman was supremely rattled."I will try and explain," said his lordship, gulping a plebeian.